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V1Pay · Money · POS

Financial infrastructure for modern African businesses.

NorthPole makes it simple to get paid, manage money, and run your business — through one connected financial platform.

  • Get paid.
  • Manage money.
  • Run a business.

Built for the way modern Africa moves money.

Commerce GroupLogistics CoRetail PartnersHealth NetworkAgritech LtdTransit Systems

Illustrative placeholders — NorthPole does not yet publish customer logos.

0
Payment methods

QR · Tap · Transfer

0
Products in V1

Pay · Money · POS

0
Currencies at launch

NGN · USD

0.0%
Uptime target

Monitored continuously

The platform

One financial platform. Two powerful ways to use it.

These are not three separate products bolted together. They are three layers of the same infrastructure — so money that arrives in one place is already available in the others.

For businesses & developers

Accept payments. Build without limits.

Payment infrastructure that lets businesses and developers accept payments, manage transactions and integrate financial functionality into their products.

POST /api/business/payments/session

amount: 5000

currency: "NGN"

completedwebhookverified
NorthPole PayExplore

For individuals

Your money, connected.

A modern financial experience for managing your money, sending and receiving funds, exchanging currencies and accessing international financial tools.

Balance

₦450,000

USD$320
SendReceiveExchangeCard
NorthPole MoneyExplore

NorthPole Pay

Payments without the complexity.

NorthPole Pay gives businesses and developers the infrastructure they need to accept payments and manage their payment operations.

A single payment, end to end

Payment processing

Cards, bank transfer and QR on one integration.

Hosted checkout

A payment page that works without any frontend work.

Payment links

Share a link, take a payment. No code at all.

Transfers

Pay out to bank accounts, single or bulk.

Refunds

Full or partial, with the original reference kept.

Transaction verification

Confirm any payment server-side before you fulfil.

Settlements

Predictable cycles with a clear fee breakdown.

Developer APIs

REST, idempotent writes, versioned.

Webhooks

Signed, retried, and replayable from the log.

For developers

Build payments into anything.

One REST API, predictable objects, and webhooks you can trust. Amounts are in minor units, writes are idempotent, and every response tells you exactly what happened.

Request

200

Response

1.2s
{
"session_id": "ps_abc123def456",
"checkout_url": "https://checkout…/ps_abc123",
"amount": 5000,
"currency": "NGN",
"expires_at": "2026-08-25T12:00:00Z",
"payment_details": {
"account_number": "1234567890",
"bank_name": "Wema Bank"
}
}

Test mode

A full sandbox with its own keys, data and webhooks.

Live mode

Flip one key. Nothing else about your integration changes.

API keys

Scoped, rotatable, and revocable per environment.

Webhooks

Signed payloads, automatic retries, manual replay.

Transaction logs

Every request and response, searchable for 90 days.

NorthPole Money · For individuals

Your money, connected.

Hold naira and dollars, move money to anyone, exchange between currencies at a rate you can see, and spend internationally with a virtual USD card.

Move money

Send and receive money easily.

Exchange currencies

See rates and fees clearly before exchanging.

Global spending

Use a virtual USD card for supported international payments.

Stay in control

Manage cards, transactions and financial activity from one place.

9:41

Balance

₦450,000

$USD$320.00

Send

Receive

Exchange

Cards

Recent activity

See all
  • Adaeze O.Transfer received+₦120,000
  • MTN DataAirtime & data−₦5,000
  • USD ExchangeNGN → USD−₦48,000

Our principle

Complexity belongs to NorthPole.

Your customers shouldn't need to understand payment gateways, switches, settlement systems, APIs or financial infrastructure.

They should simply be able to:

  • Get paid.
  • Manage money.
  • Run a business.
Card schemeslayer 01
Payment switcheslayer 02
Acquiring bankslayer 03
Settlement cycleslayer 04
Reconciliationlayer 05
Compliance & KYClayer 06
Fraud screeninglayer 07

NorthPole

One platform. Everything above, handled.

  • Get paid.
  • Manage money.
  • Run a business.

Seven layers of financial infrastructure.

Where this goes

Built in Africa. Built for what comes next.

NorthPole starts in Nigeria but is designed with the ambition to become financial infrastructure for modern businesses across Africa.

Built for local reality

Bank transfer is a first-class payment method, not an afterthought. Naira is a first-class currency.

Designed to cross borders

Multi-currency accounting and country-aware compliance are in the data model from day one.

Global capability

USD cards and international rails, so an African business is never limited to one market.

Start building with NorthPole.

Whether you're building a business, accepting payments or managing your money, NorthPole gives you the financial infrastructure to move forward.

No setup fee. Test mode available before you go live.